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The factoring platform that came from the back office

Factor More Invoices. Hire Fewer People.

Dual-ledger precision. Automated cash application. Free onboarding. Built by a team that processed 60,000 invoices a month and needed better software.

  • BrightBolt automates schedule creation. Cash applies itself.
  • Clients, debtors, vendors — one system, one source of truth.
  • Give clients a portal they'll actually use.
Get a Demo See the Platform
FactorCloud dashboard — Quick Peek invoice view
FactorCloud dashboard
94%

of teams that see FactorCloud make the switch.

Automation

Stop Doing What Software Should Be Doing For You

FactorCloud automates schedule creation, payment application, and credit checks. Your team focuses on clients. The platform handles the rest.

Most factoring platforms automate schedule creation. FactorCloud automates schedule creation AND cash application. Your payments match themselves. Your team stops chasing pennies.

Explore Automation →
Schedule Creation — BrightBolt Automation
Step 1 — Received
📧 Email with Invoice
apex@acmecarriers.com · 3 attachments
Step 2 — OCR Extraction
🔍 BrightBolt Processing
Invoice # · Debtor · Amount · Date extracted
Step 3 — Credit Check
✓ Debtor Verified
Ansonia · Limit $500k · Current balance $291k
✓
Schedule INV-20480 Created
$84,200.00 · Apex Logistics · Ready to fund

BrightBolt saves thousands of hours annually across the factors running on FactorCloud.

Companies / ACME Carrier, Inc.
Details
Invoices
Disbursements
Collections
Reports
ACME Carrier, Inc.
ID: 234123424534
Active Client Transport 3% Fixed
Primary Contact
David Martinez
Currency
USD
Fed Tax ID
23-494xxxx
MC / DOT
MC-3234 · DOT-42484
Open Invoices
24
Outstanding
$1,240,800
Credit Limit
$500,000
Client Management

Your Entire Book of Business. One System.

Clients, debtors, and vendors in one place. Full CRM-style tracking without the complexity. Factors have scaled their NFE by 80% on FactorCloud without adding headcount.

Explore Client Management →
Integrations

20+ Integrations. Zero Setup.

From credit and underwriting to transportation data and accounting, every integration in FactorCloud works out of the box. No bolt-on modules. No professional services fees. Every integration ships included with your subscription.

See All Integrations →
Connected Partners
Active Integrations
TruckerCloud
Freight Data
QuickBooks
Accounting
Ansonia
Credit
ROX
Underwriting
Bill360
Collections
BrightBolt
OCR
+ 14 more partners · Open REST API
Don't see your tool? Our REST API means you can connect anything.
Client Portal — Acme Carrier
My Invoices 24 open · $1.24M
INV-2345 Wal-Mart Stores $245,002 Funded
INV-2346 CocaCola Enterprises $12,310 Pending
INV-2347 Houdini's Hallow LLC $810 Review
INV-2348 Schwin Logistics $12,310 Funded
Messages
FC
FactorCloud Support
INV-2347 is under review. We'll update you within 2 hours.
AC
ACME Carrier
Thanks, I'll check back this afternoon.
Client Portal

Give Your Clients a View They Actually Want to Use

The FactorCloud client portal mirrors your back office exactly. Clients see what they need. They stop calling. Because the portal mirrors your back office, training takes minutes. Your account executives get their time back.

Accounting

Dual-Ledger Precision. No Reconciliation Nightmares.

FactorCloud records every transaction twice — debits and credits, always balanced. No month-end reconciliation scrambles. No penny-chasing across spreadsheets. Your auditors will thank you.

General Ledger — INV-20480 Funding Event
Description Type Debit Credit
Accounts Receivable — Apex Logistics AR $84,200
Factoring Fee Revenue Revenue $2,526
Advance to Client — ACME Carrier Advance $75,780
Reserve Holdback Reserve $5,894
Status ✓ Balanced — $84,200 = $84,200 $84,200

Single-ledger systems force you to reconcile manually. Dual-ledger means the math is always right and you can prove it to any auditor, any time.

Why Switch

The Difference Is Clear

Feature
Comparison
The old way
Legacy Software
Where most factors are stuck
Built by factors
FactorCloud
What modern looks like
Funding Process
✗ Manual PDF uploads, data entry, and verification
✓ Automated via BrightBolt
Ledger Accounting
✗ Single-ledger. Month-end reconciliation required.
✓ Dual-ledger, always balanced
Integration Ecosystem
✗ Limited integrations. Professional services for custom connections.
✓ 20+ out-of-the-box
Client Portal
✗ No portal, or a basic view that generates more phone calls
✓ Full mirror-view portal
User Interface
✗ Desktop-first. Weeks of training for new hires.
✓ Modern, 80% faster onboarding
Support Response
✗ Ticket queue. Days or weeks for resolution.
✓ Real engineers, 24hr SLA
Cash Application
✗ Manual lockbox import and matching
✓ Automated — payments match themselves
Migration Cost
✗ Paid professional services
✓ Free. We handle everything.
Getting Started

Getting Started Takes Three Steps

01
Schedule a Demo

See the platform running on your actual use case. Most demos last under an hour and answer every question your team has.

02
Onboard Your Book — Free

Three-step setup with dedicated onboarding support at no cost. We migrate your data, configure the platform, and run it in parallel with your current software until you're ready.

03
Go Live — Days, Not Months

Close business in your old software tonight. Open in FactorCloud tomorrow.

Questions

Common Questions

What makes FactorCloud different?
Three things nobody else can say: automated cash application that matches payments without human intervention, dual-ledger accounting accurate to the penny on every transaction, and free onboarding where we migrate your entire book. We built this because we ran a factor processing 60,000 invoices a month and the existing software couldn't keep up.
How long does onboarding take?
Most teams are fully operational within days. Onboarding is free — we handle the migration, configuration, and parallel testing. We have never charged a setup fee.
What integrations do you support?
TruckerCloud, Ansonia, QuickBooks, ROX, BankShot, Bill360, and 15 more. Open API for custom connections. No surcharges, no add-on tiers. Every integration is included with your subscription.
How secure is FactorCloud?
SOC2 compliant. Cloud-hosted with 45+ developers maintaining uptime, security, and continuous improvement. Every user action is logged. Every change is tracked. You're always audit-ready.
Can I see it before committing?
Yes. Schedule a demo and we'll show you the platform on a live environment in under an hour. Bring your team, bring your questions, bring a real use case. We'll walk through it.
What types of factors use FactorCloud?
Transportation, staffing, construction, general factoring, freight brokers — we serve them all. Unlike platforms built for a single vertical, FactorCloud's configurable terms and workflows adapt to any factoring specialty.

Ready to See It in Action?

Schedule a demo and see FactorCloud running on your actual use case. If you like what you see, we'll migrate your entire book. Free.

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SOC2 Compliant · 45+ Developers · 94% Close Rate · Atlanta, GA